Quadpay is a buy now, pay later payment platform that allows customers to split purchases into four interest-free payments over six weeks. The Quadpay Customer Agreement outlines the terms and conditions of using the platform and is a legally binding contract between Quadpay and its customers.

Before using Quadpay, it`s important to familiarize yourself with the terms and conditions outlined in the Customer Agreement. Below is a breakdown of some of the key points:

Eligibility:

To use Quadpay, you must be at least 18 years old and have a valid debit card or credit card. Your card must also be issued by a bank located in the United States.

Payment Schedule:

Quadpay splits your purchase into four payments, with the first payment due at the time of checkout. The remaining payments are due every two weeks. It`s important to make sure you have enough funds in your linked account on each payment due date to avoid any late fees.

Late Fees:

If you miss a payment, Quadpay will charge a late fee of up to $7. If your payment is still not paid after seven days, an additional $7 fee will be charged. If your account remains delinquent, your future purchases may be declined until the outstanding balance is paid off.

Returns and Refunds:

Quadpay cannot issue refunds for purchases made with the platform. All refunds must be processed by the merchant you made the purchase from. If you return an item, your refund will be applied to any outstanding payments first. If there is an overpayment, the excess amount will be refunded to your linked account.

Account Security:

Quadpay takes security seriously and uses industry-standard encryption to protect your personal and payment information. It`s important to keep your account information secure and not share your login information with others.

Overall, the Quadpay Customer Agreement is straightforward and easy to understand. By using the platform, you agree to abide by the outlined terms and conditions. It`s important to read through and understand the agreement before using Quadpay to ensure a smooth and hassle-free experience.